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Jan 24, 2025 ... There's no universal minimum credit score required for purchasing a car. However, credit scores play a central role in the car-buying process. You don't need some magic credit score to get a car loan. Most people and most credit scores — good or poor — can get one ... There is no universally defined credit score needed to buy a car. Read on to learn how your credit score can affect buying a car, plus some tips for purchasing ... Nov 20, 2018 ... In most cases, a credit score of 660 or higher secures a car with a decent interest rate. Some lenders will provide car loans to those who have ... Mar 10, 2025 ... According to Experian, a target credit score of 661 or above should get you a new-car loan with an annual percentage rate of around 6.4% or ... Are you worried about getting an auto loan because your credit score isn't as high as you'd like? Don't worry. Read this to learn how much credit you need ... In 2023, the average credit score for drivers who procured new car loans was 741, and 682 for a used vehicle. What credit score is needed to buy a car? Prequalifying for an auto loan can help you find out how much you can borrow. Save time, estimate payments and be ready to buy with no credit score impact. Apr 19, 2022 ... Key Takeaways · You'll most likely be able to secure auto financing if your credit score isn't "deep subprime" or very bad, which is considered ...