How does public liability insurance handle claims related to the use of ladders or scaffolding on my premises?

Jan 15, 2025 ... In simple terms, public liability insurance covers compensation claims made by a member of the public for injury or damage such as slips or ... "The owner does not extend any of its motor vehicle financial responsibility or provide public liability insurance coverage to the renter, authorized drivers or ... Apr 18, 2024 ... General liability insurance is comprehensive but specific. It's designed to protect your business from financial losses due to third-party ... Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet ... What does general liability insurance cover? · Bodily injury · Medical expenses · Damage to someone else's property · Personal injury · Advertising injury. A Contractor General Liability policy covers third-party claims from damages that arise from the operations of the insured contractor business. Coverage does ... CGL coverage pays for the injured party's medical expenses. It excludes your employees, who are covered by workers' compensation. There are three types of legal ... Nov 26, 2018 ... Comparing General Liability and Directors and Officers Liability to clear up any confusion about these coverages. Liability insurance, also called Commercial General Liability (CGL), covers four categories of events for which you could be held responsible: bodily injury ... Oct 19, 2022 ... Public Liability Insurance covers your business for claims made by the general public. It doesn't cover work-related injuries or illness incurred by you or ...