Did you leave a message? What did the closed captions say?

Bertrand, Marianne, and Sendhil Mullainathan. 2001. "Do People Mean What They Say? Implications for Subjective Survey Data." American Economic Review, 91 (2): ... Sep 7, 2018 ... Conventional wisdom says you'll need to replace roughly 70-80% of your income in retirement. These rules of thumb are always situation-dependent. when they say you can't go home again, what they mean is you were never there ... can also recompose itself, a starfish arm

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