What is the average credit score for retired individuals? Do retired individuals have different credit management concerns?

Below is a chart showing average interest rates that a New Jersey lender might charge for common types of loans based on the borrower's FICO scores. The average is 735 for new vehicles and 690 for pre-owned cars. With that said, these are only averages; most lenders require a credit score of at least 600 to ... Jul 26, 2023 ... A fair lending examination attempts to detect either overt discrimination or disparate treatment on a prohibited basis. Sep 27, 2010 ... Greenville has highest average credit score in South Carolina · Minneapolis, 787 · Madison, Wis., 785 · Cedar Rapids, Iowa, 781 · Green Bay, Wis ... Oct 23, 2024 ... The average FICO credit score in the US in 2023 was about 715. While ... The FICO score, named after its developer, Fair Isaac Corporation, is the ... Minnesota had the highest average FICO score, as of 2021, with Vermont, Wisconsin, New Hampshire, Washington, and North Dakota close behind. Jan 10, 2025 ... The Wallhub report reveals that all 50 states saw their average credit scores slide lower between the third quarter of 2023 and the third quarter of 2024. With Credit Close-UpSM, you have free and easy access to your monthly FICO® Credit Score and credit report plus score ingredients and tips. FICO scores range from 300 to 850, and a good credit score is between 670 and 739. Learn more about good and not-so-good credit scores at Citizens. The average FICO score in the United States is 714. This score is generally considered favorable by lenders. The average credit score serves as a valuable ...