What is the average credit score for people without mortgages?

Mar 28, 2024 ... credit scores to the Enterprises based on Classic FICO, a model owned by credit score model developer Fair Isaac Corporation (FICO). 1 12 ... Sep 10, 2024 ... A fair FICO credit score ranges from 580 to 669, which is 48 points below the national average. Some lenders use VantageScore instead of FICO scores. Mar 20, 2020 ... Each lender sets its own standards to determine what a “good” score is, but FICO and VantageScores over 690 are generally considered good credit ... Jan 24, 2023 ... There is no hard-and-fast minimum credit score to buy a house. Most mortgage lenders require at least a 620, which FICO rates as “fair.”. Apr 1, 2025 ... ... Credit Score (FICO score) received is usable. For a ... average value calculated from all usable FICO scores received for the Borrower. Feb 26, 2025 ... The average credit score in 2024 was 715, the same as 2023 and one point higher than 2022, according to Experian. A credit score of 721-880 is considered fair. A score of 881-960 is considered good. A score of 961-999 is considered excellent. Credit scores are maintained by the national credit bureaus and include debt like credit cards, auto loans or student loans. Your score is influenced by many ... Aug 26, 2020 ... Key findings · Porsche buyers take the top spot with average credit scores of 725 · The average credit score of a Tesla purchaser drops from 740 ... Oct 31, 2024 ... Average credit scores tend to change based on age, state, and income. But none of these are actually used to calculate your score. Good credit habits matter ...