What is the average credit score for people without auto loans? What is the average credit score for people with mortgages?

To support the industry in transitioning to the new Credit Score models, Fannie Mae is providing anonymous historical credit scores based on VantageScore® ... May 11, 2023 ... In fact, the average credit score after a bankruptcy discharge can vary between 400 and 530. ... These types of credit cards work differently than ... Dec 3, 2024 ... Minnesota residents have the highest credit scores in the US with an average VantageScore credit score of 726, a recent report from WalletHub finds. Aug 22, 2022 ... Between ages 25 and 29, young adults in majority-Black communities have a median credit score of 582, compared with those in majority-Hispanic ... Mar 20, 2020 ... Each lender sets its own standards to determine what a “good” score is, but FICO and VantageScores over 690 are generally considered good credit ... Jan 24, 2023 ... There is no hard-and-fast minimum credit score to buy a house. Most mortgage lenders require at least a 620, which FICO rates as “fair.”. The Fair Credit Reporting Act (FCRA), a federal law, requires this. ... Other sites pretend to be associated with AnnualCreditReport.com or claim to offer free ... Average Credit Scores For Vehicle Financing · Superprime: 781 to 850 · Prime: 661 to 780 · Non-prime: 601 to 660 · Subprime: 501 to 600 · Deep Subprime: 300 to ... Feb 21, 2025 ... Average Credit Score Key Stats · Average Credit Score (2024): 715 FICO Score & 702 Vantage Score · Age Group with Highest Average Credit Score ( ... The minimum representative credit score is 620. Loans delivered pursuant to any variance contained in the Lender Contract. Manually underwritten loans: Higher ...