What is the average credit score for all adults?

Jan 28, 2025 ... The average credit score in the US was 715 in 2024, unchanged from the 715 average in the third quarter (Q3) of 2023. Below is a chart showing average interest rates that a New Jersey lender might charge for common types of loans based on the borrower's FICO scores. A credit score of 721-880 is considered fair. A score of 881-960 is considered good. A score of 961-999 is considered excellent. In 2023, the average FICO score was 715, according to Experian data. The average VantageScore was 705, as of March 2024. Under both scoring systems, the average ... NOTE: Credit scores are cobranded between the three major credit repositories (Equifax, Experian, TransUnion) and Fair. Isaac Corporation (FICO). Values can ... FHFA, along with Fannie Mae and Freddie Mac (the Enterprises), is committed to regularly assessing and modernizing the credit score models used by mortgage ... OneMain Financial BrightWay® Card · See if you're pre-approved with no impact to your credit score · Qualify for rewards like a credit limit increase (subject to ... May 6, 2024 ... Here is the average credit score in every state, according to a 2023 Experian study. Also see the average credit score at every age. In 2021, the median credit score from Vantage Score for Black consumers was 639, ... populations are more likely to have lower average credit scores than ... Jan 28, 2025 ... The CFPB highlighted instances where credit scoring models used by credit card lenders and auto lenders may result in violations of the Equal Credit ...