What are the credit score thresholds for the best interest rates on auto loans?

May 11, 2023 ... In fact, the average credit score after a bankruptcy discharge can vary between 400 and 530. ... These types of credit cards work differently than ... Minnesota had the highest average FICO score, as of 2021, with Vermont, Wisconsin, New Hampshire, Washington, and North Dakota close behind. Oct 31, 2024 ... Average credit scores tend to change based on age, state, and income. But none of these are actually used to calculate your score. Good credit habits matter ... Average Credit Score to Finance a Car · Superprime (781 to 850): This is the highest credit score category, so drivers can expect easy approvals with great ... We've mapped out the average credit score for 391 areas across the country. Simply enter your age, select your region, and we'll show you the average score for ... The Fair Credit Reporting Act (FCRA), a federal law, requires this. ... Other sites pretend to be associated with AnnualCreditReport.com or claim to offer free ... Oct 19, 2020 ... The average consumer credit score has gone up during the pandemic, an unexpected positive side effect on personal finance from relief efforts ... Jan 28, 2025 ... The CFPB highlighted instances where credit scoring models used by credit card lenders and auto lenders may result in violations of the Equal Credit ... Below is a chart showing average interest rates that a New Jersey lender might charge for common types of loans based on the borrower's FICO scores. May 13, 2024 ... With an average score of 726, Minnesota had the highest credit by state. Mississippi had the lowest with an average of 673. In comparison, ...