What are the unique challenges and opportunities for maturity transformation in the retail industry?

Apr 23, 2025 ... We examine how liquidity risk stemming from wholesale deposits affects banks' credit supply and maturity transformation. We use data from ... Sep 15, 2021 ... Over the past five years, developing countries have increasingly requested WBG support to design even more advanced digital transformation ... Nov 5, 2013 ... ... maturity transformation receive financing from regulated financial intermediaries against collateral other than government securities. The ... hen banks use short-term deposits to fund longer-term loans, it's known as “maturity transformation.” In recent decades, a signifi-. May 20, 2018 ... Maturity transformation. Maturity transformation is when banks take short-term sources of finance, such as deposits from savers, and turn them ... Feb 17, 2025 ... A fundamental economic function of the banking system is maturity transformation. This occurs when banks use short-term deposits (which can ... Dec 21, 2012 ... maturity transformation and the efficient monitoring views suggest that, given the costs imposed by crises and attendant bailouts, it may be ... Open banking reduces resource allocation efficiency, narrows bank spread, and enhances financial inclusion. Maturity transformation affects the impact of open. The definition of digital maturity in life science has changed. Standards for digital transformation across the healthcare industry have vaulted forward, ... Sep 23, 2021 ... Due to these characteristics of deposits and loans, banks are engaging in what is called “liquidity” or “maturity transformation” when they ...