What are the key considerations for building a mature internal audit function?

Apr 23, 2025 ... We examine how liquidity risk stemming from wholesale deposits affects banks' credit supply and maturity transformation. We use data from ... Mar 25, 2010 ... ... maturity transformation as well as liquidity transformation. While maturity transformation serves the purpose of allowing claims held by ... Nov 8, 2013 ... ▫ Funds engage in liquidity and maturity transformation. Covenant Lite Loans and Loan Mutual Funds. Page 16. 16. Corporate Bond Ownership by ... ... maturity transformation. Develop an understanding of regulatory themes (such as risk management, capital adequacy, recovery and resolution, deposit ... Nov 15, 2011 ... Banks choose the amount of debt and its maturity taking into account investors' preference for short maturities (which better accommodate their. Banks do in fact engage in significant maturity transformation. From 1997 to 2013, the estimated average duration of aggregate bank assets is 4.3 years versus ... Nov 30, 2012 ... during the recent crisis was the excessive maturity transformation undertaken by financial firms. Put simply, these firms were relying too ... May 17, 2017 ... “maturity transformation.” The maturities of a bank's liabilities are overwhelmingly short, whereas the bank's assets typically have long ... Sep 23, 2021 ... Due to these characteristics of deposits and loans, banks are engaging in what is called “liquidity” or “maturity transformation” when they ... 2 (b) that “any service or activity involving maturity transformation, liquidity transformation, leverage or credit transfer” shall be regarded as well as ...