What are the key considerations for building a mature ethical technology development industry?

Sep 11, 2015 ... Even in a context of limited maturity transformation, financial stability meant regulating access to liquidity. The Bank of England in the ... 2 (b) that “any service or activity involving maturity transformation, liquidity transformation, leverage or credit transfer” shall be regarded as well as ... Jan 22, 2024 ... Umut Şener, Development of a Maturity Index for Digital Transformation in Organizations ... Maturity structures, such as maturity index ... We show that maturity transformation does not expose banks to interest rate risk - it hedges it. The reason is the deposit franchise, which allows banks to ... We quantify the gains from regulating banks' maturity transformation in an infinite horizon model of banks which finance long-term assets with non-tradable debt ... higher maturity transformation increases banks' net interest margin, particularly in the context of a steeper yield curve, with higher short-term interest rates ... Mar 9, 2018 ... Summary ... The results show that maturity transformation is a relevant driver of the net interest margin, as higher maturity transformation is ... ... maturity transformation. Banks price interest risk according to their individual exposure separately in loan and deposit intermediation fees, but reduce ... Mar 19, 2018 ... ... maturity transformation (higher yielding long term assets funded by ... maturity transformation without taking any credit risk at all ... uting to liquidity and maturity transformation. While margin lending therefore includes transactions subject to margin agreements between financial ...