How does maturity transformation interact with digital transformation initiatives?

It also achieves the same type of maturity transformation as a regular bank, with long-term assets financed by short-term liabilities,” the researchers ... Mar 30, 2023 ... Maturity transformation decreases long-term investment by limiting the use of short-term deposits to short-term loans only. Apr 23, 2025 ... We examine how liquidity risk stemming from wholesale deposits affects banks' credit supply and maturity transformation. We use data from ... Mar 21, 2010 ... ... level of reserves. The paper also discusses the impact of bank losses and the role of maturity transformation on the banks' loan supply. The definition of digital maturity in life science has changed. Standards for digital transformation across the healthcare industry have vaulted forward, ... Oct 10, 2022 ... Valuable maturity transformation is inherently vulnerable (Diamond and Dybvig, 1983). Bank lending is short-term because a regular household ... Mar 15, 2023 ... Maturity transformation refers to the process by which banks convert short-term customer deposits into long-term loans. hen banks use short-term deposits to fund longer-term loans, it's known as “maturity transformation.” In recent decades, a signifi-. We quantify the gains from regulating banks' maturity transformation in an infinite horizon model of banks which finance long-term assets with non-tradable debt ... Aug 11, 2022 ... Every business has heard the term “digital transformation;” it's the journey countless organizations have been undergoing to apply technologies ...