How can public sector organizations leverage maturity models to improve service delivery and efficiency?

May 31, 2023 ... Key Takeaways · Maturity transformation is a key process in the banking system, allowing banks to balance the liquidity needs of customers with ... This paper analyses theperformance ofmaturity transformation strategiesduring a period of high and low interest rates. Based on German government bond ... Still, many companies are just embarking on complex digital transformation journeys encompassing all aspects of their business to redefine how they operate. We show that maturity transformation does not expose banks to interest rate risk - it hedges it. The reason is the deposit franchise, which allows banks to ... Short-term funding markets are the core of liquidity and maturity transformation in financial markets. They provide financing for financial institutions, ... May 20, 2018 ... Maturity transformation. Maturity transformation is when banks take short-term sources of finance, such as deposits from savers, and turn them ... Maturity transformation ... Maturity transformation is the practice by financial institutions of borrowing money on shorter timeframes than they lend money out. This special feature provides empirical evidence that the more banks engage in maturity transformation the more their net interest margin benefits. Feb 17, 2025 ... A fundamental economic function of the banking system is maturity transformation. This occurs when banks use short-term deposits (which can ... An inherent feature of financial intermediation is maturity transformation: banks invest in long-term assets, funded by short-term liabilities. Due to this ...