How can cost efficiency and profitability be improved through maturity transformation?

Apr 23, 2025 ... We examine how liquidity risk stemming from wholesale deposits affects banks' credit supply and maturity transformation. We use data from ... Feb 28, 2022 ... Determinants of bank interest margins: Impact of maturity transformation. Journal of Banking and Finance, 54: 1-19. Fungacova, Z. and ... The Role and Relevance of International Banking. • Importance of Maturity Transformation to a Corporate Treasurer. • Liquidity Products, as an Example. We show that maturity transformation does not expose banks to interest rate risk— it hedges it. The reason is the deposit franchise, which allows banks to ... ... maturity transformation. Develop an understanding of regulatory themes (such as risk management, capital adequacy, recovery and resolution, deposit ... Mar 16, 2011 ... banks, into the non-bank intermediation channel, with MMMFs performing large scale maturity transformation, with hedge funds employing leverage,. We quantify the gains from regulating banks' maturity transformation in an infinite horizon model of banks which finance long-term assets with non-tradable debt ... Jul 21, 2021 ... involve: maturity transformation; liquidity transformation; leverage; and credit risk transfer. Essentially therefore it is a form of shadow ... Mar 2, 2020 ... Maturity Transformation – Banks v MMFs. 1 Crane Data. 2 Banks, Maturity Transformation, and Monetary Policy 9/2020, Pascal Paul, Federal ... Accenture defines AI maturity and recommends 5 ways to advance and accelerate AI business transformation. Read more.