What are my rights regarding debt collection practices?

​​​​​​​​Debt settlement programs: Debt settlement differs greatly from credit counseling and DMPs. It can be very risky and have a long-term negative impact ... Mar 26, 2024 ... No law or program helps Hispanics pay credit card debts. The video shows what appears to be a letter from the IRS about the "Credit Card Relief ... Mar 28, 2025 ... A debt settlement company negotiates with your creditors and offers them an amount of money to eliminate your debt. This amount is often lower than your total ... Jun 17, 2024 ... Debt relief or settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or ... Credit counseling organizations can assist you with creating a debt management plan for all your debts by making a single payment to the credit counseling ... The trust cannot assist with taxes, child support, speeding tickets, legal fees, payday and interpersonal loans, credit card debt, home repairs, food, ... Our credit card relief program provides you with a credit counselor who is highly experienced in credit card debt solutions and helping families out of debt. Pandemic Unemployment Assistance (PUA) (Federally Funded State Program), PUA benefits are cash payments for unemployed Californians who are not usually eligible ... What Is Nutrition Assistance? Nutrition Assistance (formerly the Food Stamp Program) is Arizona's program for the Food and Nutrition Service (FNS) Supplemental ... Touts a “new government program” to bail out personal credit card debt. Guarantees it can make your unsecured debt go away. Tells you to stop communicating ...