How can regulatory changes or economic hardship lead to concentrated losses in the payday lending sector? What are the concentration risks in buy-now-pay-later (BNPL) services?

Apr 7, 2025 ... Concentration risk is an aggregate term pointing to the higher impact an adverse event would have on one or more critical services. When ... The concentration risk in banks' credit portfolios arises mainly from two types of imperfect diversification: “name” and sector concentrations (BCBS, 2006b). Jun 29, 2023 ... The investor, therefore, has a high level of concentration risk because if company C stock value falls more than the others, 60% of the ... ... concentration risk towards central counterparties and the counterparty risk on centrally cleared derivative transactions. Proposal for a DIRECTIVE OF THE ... Aug 8, 2024 ... Explore stock market concentration risks, from Nokia and Volkswagen to today's tech giants, and how fund rules ensure diversification. Jan 18, 2019 ... The Basel Committee on Banking Supervision defines risk concentration as, “any single exposure or group of exposures with the potential to ... Jun 16, 2023 ... Risk concentrations can vary significantly by institution. Some concentration risk sources are more obvious, including borrowers relying on the ... Mar 24, 2021 ... Tenant concentration risk is the risk that the loss of a large tenant can have a negative impact on the financial performance of a shopping ... Dec 21, 2020 ... Concentration risk refers to the potential for significant financial loss within an organization due to an over-reliance on a limited number of ... Apr 30, 2010 ... ... concentrations arising from correspondent relationships (correspondent concentration risk). The guidance highlights the need for ...