What impact could alternative credit scoring have on access to credit for underserved populations?

Our credit scoring platform offers a frictionless experience that fits with you and your customers' digital lifestyle. Our independent credit scoring API ... Jan 10, 2024 ... Alternative data for credit scoring includes information about utility payments, insurance payments, rental payments, public records, and property records. Aug 8, 2024 ... Alternative credit data refers to nontraditional data that lenders use to assess a borrower's creditworthiness, especially when there is limited ... While alternative credit scoring may ultimately benefit some consumers, it also poses significant risks. Credit-scoring tools that integrate thousands of ... Dec 13, 2019 ... As with prior developments in the evolution of credit underwriting, including the advent of credit scoring, the use of alternative data and ... Jun 28, 2023 ... Several fintechs leverage alternative data such as rent payments to help consumers improve their credit scores. For example, RentPlus and ... Janine S. Hiller, Fairness in the Eyes of the Beholder: AI; Fairness; and Alternative Credit Scoring, 123 W. Va. L. Rev. Mar 4, 2025 ... Alternative credit scoring is a method of assessing potential borrowers using non-traditional data sources. Aug 5, 2024 ... Alternative credit scores are an evaluation method for assessing an individual's creditworthiness. They are used instead of traditional credit ... What is alternative credit scoring? Using alternative data for credit scoring is a method that assesses your potential borrower's creditworthiness by looking ...