What are the data integration challenges in implementing alternative credit scoring?

Jul 25, 2019 ... Credit and Finance. Examining the Use of Alternative Data in Underwriting and Credit Scoring to Expand Access to Credit. Aaron Rieke. Written ... Janine S. Hiller, Fairness in the Eyes of the Beholder: AI; Fairness; and Alternative Credit Scoring, 123 W. Va. L. Rev. Mar 17, 2020 ... Pros and cons of alternative credit scoring models. The biggest advantage of alternative credit scoring is that more borrowers can qualify for ... Jan 23, 2018 ... CGAP and Harvesting Inc., a California-based financial technology firm, are partnering to develop a new credit scoring mechanism for smallholder farmers in ... Jun 28, 2023 ... Several fintechs leverage alternative data such as rent payments to help consumers improve their credit scores. For example, RentPlus and ... Feb 8, 2024 ... A consumer credit score is a numeric metric used by lenders to determine the likelihood of default on a consumer loan. Consumer scores are ... Mar 22, 2019 ... National Taxpayers Union filed comments this week with the Federal Housing Finance Agency on the possibility of using alternative credit ... Lending in the United States 5. Lending in India 7. Emergence of Digital Lending 7. Consumer Protection Concerns with Alternative Credit Scoring 9. Privacy and ... Sep 20, 2022 ... Less than half of all U.S. adults have access to prime credit because of their credit score. But new LSU and Harvard University research ... Feb 18, 2025 ... Alternative credit scoring is changing the way lenders assess risk. By using simple, clear, and modern methods, this approach makes it easier to ...