What information should consumers know about their credit reports and scores?

Mar 12, 2024 ... Unlike hard inquiries, which typically occur when you apply for credit or loans, soft pulls are conducted for informational purposes and do not ... Apr 4, 2022 ... In contrast, soft credit inquiries or “soft pulls” do not impact your credit score, and lenders are typically unable to see soft credit ... Jan 14, 2025 ... A soft credit inquiry, also referred to as a soft check or a soft pull, happens when you, an authorized individual or an organization reviews ... A tenant credit report from TransUnion SmartMove® results in a soft inquiry on the applicant's credit history, which does not affect their credit score. Soft credit checks can occur without you ever noticing. Don't worry—that's normal. When a third party wants to review your creditworthiness or payment history ... Apr 2, 2025 ... No. When we verify your identity through an Identity Services Provider's “soft inquiry,” it will not change your credit score. Dec 20, 2016 ... [to] investigate your credit worthiness, and to obtain credit information, including a consumer credit report….” 2 SoFi processed this inquiry ... Dec 17, 2018 ... Soft credit inquiries do not impact a consumer's credit score like hard inquiries. Instead, they are credit checks that are typically only ... Jul 17, 2024 ... A soft pull, or soft inquiry, happens when someone checks your credit report, like in the case of a pre-approved credit card offer. Oct 1, 2024 ... What is a soft credit inquiry? Everything you need to know · Soft inquiries are pulls of your credit report that don't involve applying for ...