Are there any concerns about bias or discrimination in the use of soft inquiry data for automated decision-making?

Jan 14, 2025 ... A soft credit inquiry, also referred to as a soft check or a soft pull, happens when you, an authorized individual or an organization reviews ... A soft inquiry—also called a soft pull—allows a creditor to review your credit report and credit score to get a sense of how well you are managing your credit. A soft inquiry takes place when someone checks your credit for informational purposes. While these might appear on your credit report, they're only visible to ... Also known simply as soft inquiries, soft pull inquires typically happen when someone or a company wants to query your credit score but does not necessarily ... A soft inquiry is when you check your own score or a company checks it without applying for credit. Want to learn how to manage your credit and finances? We got ... Dec 20, 2016 ... [to] investigate your credit worthiness, and to obtain credit information, including a consumer credit report….” 2 SoFi processed this inquiry ... HARD INQUIRIES VS. SOFT INQUIRIES: WHAT THEY REALLY ARE AND HOW THEY AFFECT YOUR CREDIT. There's a common misconception that any time your credit report is ... Aug 14, 2023 ... When a lender does a soft inquiry, it only reviews your credit report at a high level. When we talk about credit scores, credit inquiries almost ... Jan 3, 2019 ... I just noticed that my credit report has two soft pulls by the DOD. What does that mean? I have already met with a BI for top secret and all ... Sep 19, 2023 ... When you check your credit yourself, it's a soft credit inquiry or soft credit check, and it doesn't affect your score. The Fair Credit ...