


When added to a permanent life insurance policy, how does a level term rider provide a fixed amount of term coverage for a specific period?
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what is a rider in insurance
- How can riders provide more comprehensive protection against specific risks? What is the difference between a rider and an endorsement or amendment to an insurance policy?
- Should you consult a tax advisor regarding the tax implications of insurance riders?
- What are the tax implications of using an annuity's long-term care rider? What is a death benefit rider for annuities?
- How can a financial plan help in assessing the need for insurance riders? What are the long-term implications of adding or forgoing certain insurance riders?
- Are there limitations on the number of mental health visits covered by a mental health rider? What is a dental rider?
- How does a step-down care rider provide benefits for transitioning from a higher level of care (like a hospital) to a lower level (like a skilled nursing facility)?
- How does a spendthrift provision rider protect the insurance proceeds from the beneficiary's creditors?
- Are there different types of death benefit riders available for annuities? What is an enhanced death benefit rider?
- What is an accelerated death benefit rider? Under what circumstances can benefits be accelerated under an accelerated death benefit rider?
- Does the coverage under a rider automatically terminate under certain circumstances?
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