



What supplemental coverage options are available for Medicare beneficiaries that might be similar to insurance riders?
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what is a rider in insurance
- How does a graded death benefit rider provide a partial death benefit in the early years of the policy, with the full benefit payable after a certain period?
- When is the death benefit typically stepped up under this type of rider? What is a spousal continuation rider for annuities?
- How does a policy loan rider allow policyholders to borrow against the cash value of their policy?
- Under what circumstances does a waiver of premium rider take effect?
- How does a massage therapy rider provide benefits for therapeutic massage?
- How does a conversion rider allow policyholders to convert their term life insurance policy to a permanent policy without a medical exam?
- This can provide flexibility as needs change. What is a non-forfeiture option rider?
- Similar to travel insurance riders, do some health or life insurance policies offer riders providing assistance services during travel, such as medical referrals or emergency transportation?
- How can policyholders leverage riders to create a more customized and comprehensive insurance plan?
- How does a catastrophic illness rider provide benefits for severe illnesses that require extensive and costly treatment?
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