What are the common issues to look for in older homes?

May 30, 2024 ... I got a quote from my loan officer today for 7.125% 30 year fixed no points. Loan amount is 1.09 mill, 40% down payment. My mortgage credit score is 770+. The following interest rates are effective from Thursday, 5/1/2025, 9:00 am. ... First mortgage rate in effect -OR- (ii.) 5.00% (5.10% -5.50%); whichever ... We offer a variety of home loans with competitive rates, an easy online application, and great local service. Apply for your mortgage today. Main pillars of the VA home loan benefit · No downpayment required · Competitively low interest rates · Limited closing costs · No need for Private Mortgage ... Dec 6, 2023 ... ... mortgage banking successful. And, if you already have a good mortgage lending team, STRATMOR can help identify ways to take it to the next level ... What is a good mortgage rate? The many different ways mortgage loans can be ... How does the mortgage interest rate differ from the annual percentage rate (APR)?. It's often recommended that borrowers should spend no more than 28%-30% of their gross monthly income on a mortgage payment. The average APR for the benchmark 30-year fixed mortgage is 6.74%. Last week. 6.92%. 15-year fixed-rate mortgage: Today. The average APR on a 15-year fixed ... Feb 14, 2025 ... ... rate mortgage locked in, you're in good shape too. While it's always great to have a lower interest rate on your mortgage, that doesn't mean ... Dec 20, 2016 ... Rising interest rates also usually mean a healthy economy, which is good for wages, allowing borrowers to afford a higher mortgage payment.