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Jan 29, 2025 ... The current average mortgage rate for someone with a good credit score (700) was 7.42% as of January 3, 2025, according to Curinos data. Nov 6, 2024 ... What good mortgage rates do buyers want? · 6.5% rate or below: 2% of adults would consider buying · 6% rate or below: 2% of adults would ... Today's 30-year fixed mortgage rates ; Conventional fixed-rate loans · 30-year. 6.490%. 6.643%. $2,929 ; Conforming adjustable-rate mortgage (ARM) loans · 10/6 mo. ... mortgage rate and a 720 score is all you need for the best interest rate for an auto loan. ... The good news is that anything upwards of 670 is considered a good ... 3 hours ago ... Let a Pennymac loan expert uncover the best mortgage rate and savings tailored to you, so you can achieve your aspirations of home. Home Loan and Mortgage interest rates change over time, but you can access current rates anytime online through UW Credit Union. Check mortgage rates here. Sep 16, 2024 ... Despite higher mortgage rates, limited housing supply has led to still-rising home prices. Interest rates aren't a factor for all-cash buyers: ... Historical listing of maximum effective interest rates (home loan rate) as deteremined pursuant to TCA 47-15-103. Learn about different types of ARMs, when an ARM may be a good option, and when to think about refinancing. Jan 17, 2024 ... Mortgage rates have descended since last October when they hit 7.79%. In fact, they've been below 7% for over a month now.