What are some common indicators of potentially unsustainable earnings that might mask underlying debt coverage problems?

Jun 4, 2021 ... What Is a Good DSCR? When Should You Calculate the DSCR? What Factors Affect the DSCR? DSCR Example –How to Calculate Debt Service Coverage ... If the commercial loan is sized at $3.52 million, the debt service coverage ratio (DSCR) is 2.50x, which is an optimal DSCR that implies “excess” income to ... Mar 3, 2025 ... The debt-service coverage ratio (DSCR) formula helps lenders determine whether they should extend loans to borrowers. Jul 22, 2022 ... Many lenders will look for a specific DSCR minimum to lend on, generally at least a 1.25. As the DSCR gets higher over time, the borrower can ... effective deposit insurance scheme. Deposit balances up to the deposit ... The jurisdiction should also provide the ratio of its government debt to total. Jul 18, 2024 ... So what is a good fixed charge coverage ratio? The ideal FCCR ... The debt service coverage ratio (DSCR) measures a business's ability ... What is a Good Debt Coverage Ratio (DCR) By Industry? The below DCRs are indicative only, as each project will vary. Different industries have different risk ... The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income. Whatever industry you're in, banks and lenders will look at your DSCR to determine whether you can pay back a loan. They usually want this ratio to be more than ... Substituting Capex from EBITDA may provide you with a more accurate picture of your company's operating income. What is a “good” debt service coverage ratio? In ...