How are academics and practitioners using new data sources and analytical techniques to gain deeper insights into debt dynamics?

Apr 16, 2023 ... A cash debt coverage ratio of 1 or higher implies that the business is liquid enough to clear its debts on time. Similarly, a low net cash flow ... Oct 15, 2021 ... If a company maintains a debt service coverage ratio greater than 1, it means that the business has enough cash flow to pay its current debt ... Dec 20, 2011 ... Actual DSCR is the ratio of Underwritten Net Operating Income (UW NOI) to the annualized debt service. UW NOI = Underwritten Effective Gross ... In order to be consistent with the Office of Finance's calculation of the debt service coverage ratio, normalized investment income as defined above is used for ... A good DSCR depends on the company's industry, its competitors, and its growth. A smaller company that's just beginning to generate cash flow might face lower ... A good rule of thumb requires an agency to have three months of cash ... The debt coverage ratio (sometimes referred to as the “debt service coverage ratio”) is ... Jun 18, 2019 ... Lenders use a number of factors to gauge your business's creditworthiness and “debt service coverage ratio” (or DSCR) is near the top of the ... Mar 3, 2025 ... The debt-service coverage ratio (DSCR) formula helps lenders determine whether they should extend loans to borrowers. May 21, 2021 ... What is a good DSCR? The DSCR is given as a number out to two decimal places, for instance 1.10. There is no set benchmark, but a DSCR below 1.0 ... The most important thing to remember is that a “good” DSCR depends wholly on the requirements of the lender for the loan product in question. A widely accepted ...