How does the excess affect the premium?

Jul 5, 2023 ... However, building insurance does not cover office equipment or other moveable property, which is why you might also want the protection for ... Dec 23, 2024 ... Commercial property insurance can cover repair or replacement of a company's property that is stolen, destroyed, or damaged. Why do you need ... The National Flood Insurance Program (NFIP) offers flood insurance that can be purchased through property and casualty insurance agents. Rates are set and do ... Feb 22, 2023 ... Key takeaways: · Apartment buildings need commercial landlord insurance · Homeowners insurance doesn't provide enough coverage (even for small ... What does commercial property insurance cover? · Buildings and Offices · Inventory & Assets. ... should purchase the standard building coverage or replacement cost coverage. ... It is little wonder that many businesses that lack insurance to cover the ... Commercial property insurance protects your company's physical assets from many unforeseen events, such as fire, explosion, storms, theft and vandalism. One of the most critical aspects of protecting your investment is ensuring you have the right condo insurance coverage. At Sevigney Lyons Insurance Agency, we ... Personal property coverage may protect your belongings against fire, theft, and other covered perils outlined in your policy. There are two types of loss ... Liability protection; Additional living expenses (ALE). The big difference is that renter's insurance doesn't cover the building or structure of the apartment - ...