Can I get personalized advice from an online mortgage lender?

Mortgage affordability calculator. Get an estimated home price and monthly mortgage payment based on your income, monthly debt, down payment, and location. Do not take on any new debt if you are planning to purchase a home. It will add to your debt to income ratio and lower the amount of home loan you might qualify ... If you qualify, TSAHC will provide you with a mortgage loan and funding to use for your down payment. You can choose to receive the down payment assistance ... Not sure how much mortgage you can afford? Use the calculator to discover how much you can borrow and what your monthly payments will be. Apr 22, 2025 ... Learn how VA-backed and VA direct home loans work—and find out which loan program might be right for you. Eligibility. Find out if you can get a ... Lenders look at your income, employment history, savings and monthly debt payments, and other financial obligations to make sure you have the means to ... Jun 16, 2024 ... It turns out that when you apply for a mortgage, lenders primarily look at your Debt-to-Income (DTI) ratio. This ratio is calculated based on your monthly debt ... ... mortgage deduction, the credit must be applied to your primary home. If you think you qualify for a deduction, contact the Auditor's Office for more information ... Often the biggest obstacle to homeownership is being able to afford the down payment. The Georgia Dream Homeownership program can help qualified borrowers clear ... Most lenders base their home loan qualification on both your total monthly gross income and your monthly expenses. These monthly expenses include property ...