What is the role of an insurance agent in helping me choose a universal life insurance policy?

New York Life Custom Universal Life Guarantee. · Guaranteed death benefit protection (provided premiums are paid in full and on time) · Offers limited or no ... Dec 19, 2023 ... Building a life insurance portfolio that includes both term and permanent insurance can help you to afford the amount of coverage you need now. Apr 4, 2018 ... Dr. Joseph E. Walker founded the Universal Life Insurance Company on Beale Street in 1923, a firm dedicated to “improving the economic condition of people of ... Eligibility. You are eligible to participate in the universal life insurance program if you are an active employee or faculty, regularly scheduled to work at ... Find an Agent ... Platinum Shield® V Universal Life Insurance from Shelter Insurance® gives you the flexibility to increase or decrease your premiums as you see ... WrapPlan® II is a universal life insurance policy underwritten and issued by Transamerica Financial Life Insurance Company, Harrison, NY, and administered by ... Universal life is permanent, flexible insurance coverage. It includes the opportunity to adjust the premium and the death benefit, as well as accumulate cash ... Mar 25, 2025 ... Indexed universal life (IUL) set a new quarterly and annual sales record. IUL new premium increased 10% to $1.15 billion in the fourth quarter. Feb 20, 2024 ... Lifelong coverage: Universal life insurance offers you lifelong coverage as long as you are able to pay your premiums. Furthermore, many people ... Universal life insurance policies are permanent life insurance products that include a cash value savings component.