What are the resources available from state insurance departments regarding life insurance agents?

Universal life insurance is permanent insurance that provides protection in case of death. It also offers flexibility to make changes to your policy. Dec 3, 2021 ... Universal life insurance offers “flexibility" meaning you may have the ability to adjust your premiums and coverage amounts. Buying life insurance is not a decision you make and forget about. (Especially if you have a Universal Life Policy) Sep 22, 2021 ... What is the Washington State Long-Term Care Trust Act? Effective January 1, 2022, a 0.58% tax on each $100 earned will be imposed on ... Sep 12, 2024 ... AM Best has downgraded the Financial Strength Rating to B (Fair) from B+ (Good) and the Long-Term Issuer Credit Rating to “bb+” (Fair) from “bbb-” (Good) of ... A universal life insurance policy offers permanent life insurance with a savings element and low premiums that are similar to those of term life insurance. You ... Mar 25, 2025 ... Indexed universal life (IUL) set a new quarterly and annual sales record. IUL new premium increased 10% to $1.15 billion in the fourth quarter. There are other variations, including universal life, which builds cash value and is widely marketed by life insurance companies. NAIC Life Insurance Policy ... The cost of insurance now is $75 per month, and the expense charges are still $4. The additional $29 needed for that month's payment is taken from the cash ... WrapPlan® II is a universal life insurance policy underwritten and issued by Transamerica Financial Life Insurance Company, Harrison, NY, and administered by ...