What are the benefits of working with an experienced life insurance agent?

Universal life insurance is permanent insurance that provides protection in case of death. It also offers flexibility to make changes to your policy. Eligibility. You are eligible to participate in the universal life insurance program if you are an active employee or faculty, regularly scheduled to work at ... Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any ... Sep 26, 2023 ... Universal life insurance is a type of permanent life insurance that offers lifelong protection with the unique flexibility to adjust your ... Index Universal Life Insurance Rates and Caps. Download the most up-to-date information on rates and caps, fixed account and participating loan interest rates ... Feb 21, 2019 ... The Department of Financial Services (DFS) has issued a consumer alert warning New Yorkers to exercise caution if they own or are thinking about buying ... Mar 25, 2025 ... Indexed universal life (IUL) set a new quarterly and annual sales record. IUL new premium increased 10% to $1.15 billion in the fourth quarter. Flexibility + stability. Fixed universal life provides flexible premium payments and reliable cash value growth tied to a fixed interest rate, offering stable ... How does variable universal life insurance work? ... A portion of your flexible premium payment goes toward the insurance, which includes any fees and death ... Basic Life Insurance Plan. Coverage Amount: Equal to one times your annual salary ($15,000 minimum; $250,000 maximum) Premium: Paid by the state ...