Under what circumstances might the death benefit of a universal life insurance policy be subject to estate taxes?

Protect your loved ones and save for retirement at the same time with Indexed Universal Life Insurance. New York Life Custom Universal Life Guarantee. · Guaranteed death benefit protection (provided premiums are paid in full and on time) · Offers limited or no ... Plan information ... Contact Star Robbins & Company at (800) 486-7721 to enroll in universal life coverage. Claims. How to file a claim. Contact Star Robbins ... Mar 5, 2025 ... Universal Life Insurance (UL) is a type of permanent life insurance policy that provides policyholders with flexible premiums, adjustable death benefits, and a ... Ways to extend the life of your policy. · Increase your payment or add a lump sum. Make sure you have enough funds to not only cover the cost of insurance, but ... The interest that you pay reduces your policy value, meaning that your policy may lapse earlier than you'd like. Your death benefit is also reduced by the ... Universal life policies function similarly to whole life – they allow policy holders to grow an asset by accruing interest over time that can be borrowed ... Find an Agent ... Platinum Shield® V Universal Life Insurance from Shelter Insurance® gives you the flexibility to increase or decrease your premiums as you see ... Universal life insurance works by creating a permanent, lifetime death benefit (when required premiums are maintained) and may offer the potential for cash ... Jun 18, 2014 ... Since everyone eventually dies, permanent life insurance must be priced so that there is enough money to pay a death benefit to everyone. As ...