Is term life insurance a better option for me than universal life insurance?

WrapPlan® II is a universal life insurance policy underwritten and issued by Transamerica Financial Life Insurance Company, Harrison, NY, and administered by ... Index Universal Life Insurance Rates and Caps. Download the most up-to-date information on rates and caps, fixed account and participating loan interest rates ... Aug 5, 2010 ... The Contract offers two Investment Options: Investment Option 1 and Investment Option 2. Each Investment Option utilizes a formula for crediting interest based ... In a whole life policy, the premiums, cash value growth, and death benefit are guaranteed not to change. With a Universal Life Insurance Policy, all those ... But now you can lock in a level of protection against these and other unknowns with Allianz Life Accumulator™ Indexed Universal Life Insurance Policy. ... It ... The cost of insurance now is $75 per month, and the expense charges are still $4. The additional $29 needed for that month's payment is taken from the cash ... Universal life insurance is permanent insurance that provides protection in case of death. It also offers flexibility to make changes to your policy. Indexed universal life (IUL) insurance provides permanent life insurance protection and access to tax-deferred cash values. Such policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at a substantially lower premium cost than an equivalent whole ... Universal life insurance is flexible to your needs, offers death benefit protection and the potential to accumulate cash value you can borrow against.