How can I stay informed about changes that may affect my universal life insurance policy?

Mar 25, 2025 ... Indexed universal life (IUL) set a new quarterly and annual sales record. IUL new premium increased 10% to $1.15 billion in the fourth quarter. The Bottom Line. Universal life (UL) insurance is a form of permanent life insurance with an investment savings element, loan options, and flexible premiums. UL ... We will ask you to provide us with information that we then use in what is called underwriting. This is the process that an insurance company uses to determine ... A Universal Life (UL) product might be just what you are looking for. Your UL policy will provide security today with the cash value growth potential you need ... Universal life insurance policies are permanent life insurance products that include a cash value savings component. Universal life insurance is a type of permanent life insurance that offers the flexibility to change your death benefit and adjust your monthly premiums. Like ... Universal life insurance is permanent insurance that provides protection in case of death. It also offers flexibility to make changes to your policy. Universal's founding goal to “build a service institution that would give jobs and financial assistance to our people” is achieved through its use of assets for ... PL Promise GUL. Policy Form #P18PRUL and S18PRUL or ICC18 P18PRUL and ICC18 S18PRUL, based on state of policy issue. No-lapse guarantee1 universal life ... Feb 7, 2023 ... IUL insurance allows a policyowner to allocate cash value into an account with a fixed rate of return or accounts tied to various equity indexes.