How can I evaluate the historical performance of a universal life insurance policy's interest crediting rates?

New York Life Custom Universal Life Guarantee. · Guaranteed death benefit protection (provided premiums are paid in full and on time) · Offers limited or no ... Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any ... Universal life insurance works by creating a permanent, lifetime death benefit (when required premiums are maintained) and may offer the potential for cash ... Indexed universal life (IUL) insurance provides permanent life insurance protection and access to tax-deferred cash values. We will ask you to provide us with information that we then use in what is called underwriting. This is the process that an insurance company uses to determine ... With a universal life insurance policy, you may be able to adjust your premiums and death benefit over time to suit your needs. With a whole life insurance ... A universal life insurance policy is a type of permanent insurance. The premium for this type of insurance policy is flexible. GUL is a flexible life insurance option that allows you to contribute different levels of premium over time to best meet your insurance and other financial ... Basic Life Insurance Plan. Coverage Amount: Equal to one times your annual salary ($15,000 minimum; $250,000 maximum) Premium: Paid by the state ... Universal life insurance is a type of permanent life insurance that offers the flexibility to change your death benefit and adjust your monthly premiums. Like ...