What questions should I ask a financial advisor about mortgages

First-Time Homebuyer Mortgage · Up to 97% Loan-to-Value (LTV) which means only 3% down payment · Competitive rates with mortgage rate float down potential ... As of today, May 2nd, 2025, the 30-year fixed VA loan purchase rate is 5.750% — lower compared to last week's average. Today's 30-year fixed VA refinance loan ... Sep 4, 2024 ... Key takeaways · The Federal Reserve is expected to lower rates by at least 100 basis points through the end of 2024. · As such, primary mortgage ... Get closer to homeownership with SD Housing's competitive interest rates. Find the right loan option and connect with lenders to make your dream home a ... Aug 15, 2024 ... An interest rate reduction refinance loan (IRRRL) may be right for you. Refinancing lets you replace your current loan with a new one under different terms. Based on the purchase of a single-family, primary residence, 80% loan- to-value (LTV), a credit score of 740, 15 days of prepaid interest and an interest rate ... Select mortgage loans are eligible for an interest rate discount of 0.250%–1.000% based on qualifying assets of $250,000 or greater. Discount applies to ARMs, ... Jan 12, 2023 ... The difference between a slightly more than 3% mortgage rate and a 7% mortgage rate adds roughly an additional $1,000 mortgage payment to a ... Oct 10, 2024 ... The rate modification will allow the borrower to take advantage of a new lower rate without having to go through the entire loan approval process again. Competitive rates · 1 Year Fixed Closed. Posted rate: 6.09% APR: 6.184% · 2 Year Fixed Closed. Posted rate: 5.39% APR: 5.439% · 3 Year Fixed Closed. Posted rate ...