How do fair housing laws promote equal access to housing finance? What are the Community Reinvestment Act (CRA) and its impact on mortgage lending in underserved communities?

Dec 7, 2023 ... CLOs are also subject to a variety of collateral concentration limits that seek to limit risk in the bank loan collateral pool and protect CLO ... Dec 23, 2020 ... The major difference between a PMSI and a non-PMSI is the manner in which the debtor acquires the collateral. Prior to BAPCPA, I observe no statistically significant difference in mortgage ... mortgage collateral in the line item corporate securities, as discussed in ... collateral-related data in the lender's information technology systems. Debt ... Equity: Difference between the appraised value of the property and the total. For working capital loans or lines of credit, the amount of collateral support can be determined as the difference between the proposed loan amount and the ... Jan 27, 2025 ... If the borrower defaults on the loan, the lender can sell the house or land and use the proceeds to satisfy the debt. Collateral requirements ... Jan 18, 2024 ... The difference between White and Asian applicants, however, could be ... in the likelihood of being denied due to insufficient collateral across ... ... loan guarantee programs without collateral ... This appendix discusses two key differences between discretionary and mandatory loan guarantee programs, and shows ... changing market conditions can be the difference between a ... When mortgage insurance or collateral is used in the calculation of the LTV ratio, and. A waiver of PMI should be indicated on the Loan Document Checklist when extended. For loans which have been reappraised, resulting in a lower LTV and ...