What are some of the resources and support networks available for individuals struggling with substance use disorders

Short-term disability provides income replacement for up to six months. You must elect this coverage within 30 days of your eligibility hire date, a qualified ... ... short-term disability (STD) and long-term disability (LTD) insurance benefits for active UT System employees. This benefit is not available for dependents. Long-term disability insurance replaces a portion of your income if you become unable to work due to a disability. It can help you maintain financial stability ... A short-term disability policy offers you income protection to help cover monthly expenses (such as mortgage, rent, utilities, or car loan) The university provides Core Short-Term Disability Insurance of 60% of your pre-disability salary, up to $45,000. Coverage is provided automatically at no cost ... Apr 23, 2025 ... Short Term Disability and Its Benefits. Short-Term disability (STD) pays between 40 to 70% of your base salary, for non-work-related illness or ... Description of Benefits · The maximum of insured earnings for short-term disability insurance is limited to $2,769. · The maximum weekly benefit is $1,662 before ... Aug 7, 2023 ... A long-term disability policy might pay if you were hurt in a car wreck or have a long-term illness and don't expect to be able to work again. You are automatically enrolled in Basic Long Term Disability at no cost if you enroll in health insurance. The maximum benefit is $800 per month. Yes, Unum Individual Disability Insurance is 100% portable. You own the policy, so you have the option to continue coverage after leaving the company.