When should I focus on APY instead of APR?
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what is apr Informational
- Why is APR important to know?
- What is the difference between APR and APY when discussing returns on savings or investments?
- What are the risks of borrowing with a very low introductory APR?
- How does the overall cost compare to direct deposit? How does the APR on a loan offered by a non-bank financial institution compare to a traditional bank loan?
- What are the risks and potential rewards of investing in reverse convertible notes? How does the APR on a structured settlement factoring transaction compare to traditional borrowing options?
- Can I refinance to get a better APR?
- Are there any complexities in calculating or understanding APR? What are annual fees and how do they relate to APR?
- Are there efforts to improve APR disclosure and make it easier for consumers to understand?
- What types of personal property can be used as collateral for a chattel mortgage?
- What are the key differences in terms, fees, and repayment structure?
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