Are lenders legally required to disclose APR?
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what is apr Informational
- What are the potential drawbacks of using a merchant cash advance to finance a business? How does the APR on a crowdfunding loan compare to traditional bank loans or peer-to-peer lending?
- Are there penalties for lenders who don't disclose APR properly? What are some common misconceptions about APR?
- Who uses the concept of APR? How does APR help consumers?
- How should I evaluate the value of travel rewards versus the cost of interest and fees? How does the APR on a student credit card compare to other entry-level credit cards?
- Are short-term installment loans a better alternative to payday loans? How does the APR on a long-term installment loan compare to a shorter-term loan for the same amount?
- What is the difference between APR and APY when discussing returns on savings or investments?
- How does the compounding frequency affect the difference between APR and APY? Can the advertised APR be different from the actual APR I receive?
- How can I calculate the implied APR of a lease? What is the role of APR in responsible borrowing?
- Can APR be negotiated? What are the components that make up APR?
- How does the loan amount affect APR? How does the loan term affect APR?
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