Without sufficient coverage, you could be personally responsible for paying large settlements or judgments, which could lead to financial ruin.

Umbrella insurance is a form of liability insurance that provides coverage when liability exceeds the limits of other insurance policies, ... An Umbrella policy extends the personal liability coverage provided by your auto, homeowners, motorcycle, boats, and other personal insurance policies. Nov 1, 2024 ... If you own a rental property, personal umbrella insurance protects you from liability claims made by tenants for injuries or property damage. A Personal Umbrella is a low-cost policy designed to protect you, your family and your future against catastrophic lawsuits and judgments. Feb 17, 2025 ... A Personal Umbrella Insurance policy offers an additional layer of liability protection that goes beyond the limits of your existing homeowners, ... Jul 15, 2020 ... Personal Umbrella insurance is coverage that goes over and above the limits provided by your homeowners or auto policy. You can add extra liability protection of $1 million or more (limits up to $5 million are available). Find an agent. Personal. Situations to consider purchasing ... Dec 17, 2021 ... 10 COMMON REASONS FOR OBTAINING AN UMBRELLA POLICY · 1. You have inexperienced drivers in your household · 2. You have significant savings or ... Jul 8, 2024 ... Personal liability can help protect you financially if an individual suffers bodily injury, you incur costs from lawsuits or if there's property damage. Coverage Highlights · $1/2/3/5 million limits of liability available · Stand-alone program · Competitive pricing · Domestic partners acceptable if residing in ...