What questions should I ask when shopping for personal umbrella insurance?

Umbrella insurance is a form of liability insurance that provides coverage when liability exceeds the limits of other insurance policies, ... We have extensive experience writing personal umbrella policies and can help you get the right coverage to protect your personal financial security. We understand the importance of protecting your home and auto, which are among the most valuable properties you own. Mar 18, 2025 ... If a covered liability claim exceeds the limits of a primary policy, umbrella insurance can help cover that extra amount. This coverage is ... At Farmers, we offer from $1 million to $10 million in umbrella liability coverage. Because the Personal Umbrella Policy is an excess limits policy, it is a requirement to carry an underlying Auto Liability, Personal Liability Policy, ... The umbrella policy is intended to provide an added layer of liability coverage to protect you and your family against potentially devastating financial loss. For example: If you cause serious injury to someone else in an auto accident, or if your house fire damages your neighbor's house, your personal umbrella ... Nov 1, 2024 ... If you own a rental property, personal umbrella insurance protects you from liability claims made by tenants for injuries or property damage. Personal umbrella insurance is an important part of protecting the financial future you've worked a lifetime to build. It provides coverage beyond your ...