What are the advantages of an umbrella policy over increasing underlying limits?

We understand the importance of protecting your home and auto, which are among the most valuable properties you own. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations. What is umbrella insurance? ... Often referred to as excess liability coverage, umbrella insurance is a type of personal liability insurance that provides an ... Mar 20, 2025 ... Our personal umbrella insurance can help to keep you covered. With limits ranging from $1 million to $5 million, it can complete your package of ... As an endorsement on our homeowners policy, umbrella coverage will help protect your family's financial security when a serious claim results in a lawsuit. A Personal Umbrella policy provides extra liability protection by extending the limits of your auto, home or boat policies. Should you be named in a lawsuit, a ... Mar 18, 2025 ... If a covered liability claim exceeds the limits of a primary policy, umbrella insurance can help cover that extra amount. This coverage is ... A Personal Umbrella Liability Policy provides an additional layer of protection over and above the limits on your auto and home to protect you against a ... We have extensive experience writing personal umbrella policies and can help you get the right coverage to protect your personal financial security. Badger Mutual's Personal Umbrella coverage provides additional liability protection above and beyond the liability insurance included in your auto, homeowners, ...