The insurance company has a duty to defend you against covered liability claims, even if they are groundless.

More peace of mind with personal umbrella coverage from AAA. Umbrella insurance is a type of personal liability insurance that can help protect you if you're ... Personal Umbrella and Excess Liability Insurance. A personal umbrella policy provides extra coverage for liability and defense costs that exceed the amount your ... Federated's personal umbrella offers additional liability protection over and above your auto and homeowners policies for losses resulting from catastrophic ... Mar 20, 2025 ... Our personal umbrella insurance can help to keep you covered. With limits ranging from $1 million to $5 million, it can complete your package of ... What is umbrella insurance? ... Often referred to as excess liability coverage, umbrella insurance is a type of personal liability insurance that provides an ... A personal umbrella policy provides an extra layer of liability protection on existing coverage, such as homeowners insurance or auto insurance. A commercial ... A personal umbrella policy isn't designed to protect you from liability connected with your own intentionally harmful behavior; for example, if you ... Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations. A Personal Umbrella Policy can provide protection against catastrophic losses due to personal liability that can threaten your assets. A personal umbrella policy provides you with an extra layer of insurance above and beyond the existing limits of your homeowners and auto policies.