Even vacant land can present liability risks, such as injuries to trespassers.

A State Farm Personal Liability Umbrella Policy may provide the additional liability coverage you need to help protect your financial future. What does umbrella insurance cover? Umbrella insurance provides an additional layer of personal liability protection1 on top of your liability insurance. So ... You can add extra liability protection of $1 million or more (limits up to $5 million are available). Find an agent. Personal. Situations to consider purchasing ... A Personal Umbrella policy provides extra liability protection by extending the limits of your auto, home or boat policies. Should you be named in a lawsuit, a ... A personal umbrella policy provides the extra protection you would need if you were sued for more than your current home, auto or boat liability limits, which ... Feb 20, 2025 ... Umbrella insurance provides coverage beyond your liability insurance limits, which can pay out if you or your household members accidentally ... As an endorsement on our homeowners policy, umbrella coverage will help protect your family's financial security when a serious claim results in a lawsuit. Nov 16, 2023 ... There is very little difference between personal and commercial umbrella policies. However, one main difference is that commercial umbrella ... We offer personal umbrella insurance from $1 million to $5 million in coverage. Many people choose a policy that protects their current and future earnings. To ... It offers protection for you and family in your household against large and potentially devastating liability claims or judgments. In short, a personal umbrella ...