What are the potential risks of being too conservative or too aggressive in a default investment strategy, especially as retirement approaches

Feb 19, 2015 ... disproportionately more likely to rely on the plan's default investment options in their absence, and ... investment strategy that involves more ... Dec 15, 2022 ... See all our latest press releases, consultations and speeches. Contents. 1 Summary. 3. 2 Default investment strategy. 8. Standard Investment Option ... If you choose to do nothing once enrolled, your default investment choice will be the Capital Preservation Fund for the first 30 ... Nov 13, 2024 ... We are writing to you regarding the Retail Investment Strategy (“RIS”) proposal, which rightly aims ... default/files/2024-05/ESMA24-450544452-. QSuper investment options. Lifetime. Default. Let us invest for you. Lifetime is an investment option that automatically personalises your investment strategy ... The default investment fund established under the plan is the Vanguard Target Retirement Date Fund series. Your contributions will be invested in the Target ... DIS is a ready-made investment arrangement as stipulated in accordance with the Mandatory Provident Fund Schemes Ordinance mainly designed for those members ... ... invested in one of our 'default investment options'. This could be in one of ... investment strategies, such as low carbon transition and positive impact ... made clear. Managing Risk – Asset allocation and investment strategy. • As with any DC pension scheme, individuals in the default option will be exposed ... DIS is a ready-made investment arrangement mainly designed for those MPF scheme members who are not interested or do not wish to make an investment choice, and ...