Is a default investment strategy always the best option

Yet 84% keep their money in the plan's default investment, which can affect their long-term retirement prospects.3 Too many do not have a holistic strategy for ... ... investment option in the Plan may be invested in this default investment. ... investment allocation strategy. You'll also be able to disenroll from the ... Apr 29, 2024 ... Our research covers 22 governed DC default investment strategies, available through the leading master trust, contract-based and own-trust solutions. In terms of Regulation 37 of the Pension funds Act, the fund needs to choose an investment portfolio that is appropriate for members as a default. Your fund's ... made clear. Managing Risk – Asset allocation and investment strategy. • As with any DC pension scheme, individuals in the default option will be exposed ... Apr 9, 2025 ... Lifestyle strategies aim to deliver growth by investing the pension scheme members' funds in a greater proportion of equities in the early years ... Default investment option: Lifestyle strategy – Charge M. The table below details the charges that apply to the Default Investment Option available to you ... Jul 17, 2017 ... The default option must be a balanced fund or a portfolio of investments that takes into account a member's age. Balanced investments, such as GoalManager®. Portfolio Rebalancing Service with Risk-Based. Portfolios or balanced funds. Considerations for default options. Section 2 – choose a new default investment strategy to replace your current investment options (if applicable). Section 3 – set up a new rebalancing ...