How can behavioral economics principles be applied to encourage greater participation and higher contribution rates in retirement plans with default enrollment and default investment strategies

Feb 23, 2022 ... For people unwilling or unable to choose, a default investment strategy should be established in line with the objectives of the DC pension ... The default investment fund established under the plan is the Vanguard Target Retirement Date Fund series. Your contributions will be invested in the Target ... Jun 2, 2010 ... invested in bonds), two fixed portfolio strategies (with fixed proportions in equities of 50% and 60% respectively) and a life cycle investment ... Dec 15, 2022 ... See all our latest press releases, consultations and speeches. Contents. 1 Summary. 3. 2 Default investment strategy. 8. Important notes · The HSBC Mandatory Provident Fund - SuperTrust Plus is a mandatory provident fund scheme. · You should consider your own risk tolerance level ... Feb 25, 2025 ... The general sentiment i see here is that for young people with no upcoming purchases (bto, reno, wedding etc), 100% VWRA is the default. The asset allocation of the Manulife MPF Core Accumulation Fund and the Manulife MPF Age 65 Plus Fund (“DIS CFs”) in the DIS and some of the constituent funds ... ... invested in one of our 'default investment options'. This could be in one of ... investment strategies, such as low carbon transition and positive impact ... For those members who do not make an investment choice, their future Investments will be invested in accordance with the DIS. The DIS is required by law to be ... ... strategic investment decisions, eg the risk/return profile appropriate to the membership and the design of the default investment strategy. Suitable ...