What types of situations might personal liability cover?

Mar 31, 2025 ... Let's protect what makes your place a home. · You can pay weekly, fortnightly, monthly, or in one upfront payment until your yearly review date ... Cover away from your home – Sometimes known as 'all-risks', you can cover loss of or damage to your possessions while away from your home, up to asset limit. If the homeowner maintains coverage at the required level, the carrier is to pay the replacement cost of a filed claim after the damaged property has been ... Dec 5, 2022 ... What do other folks have their sum insured at for contents? Specifically a family of 2 adults and 1 or 2 kids that has been accumulating stuff for at least a ... Qantas Home and Contents Insurance covers your home and personal possessions against loss or damage caused by the following insured events. Your items are only covered by contents insurance when they are in your home. So if your mobile phone is lost or stolen when you're out, it won't be covered. With us, you'll get new-for-old cover, 2-hour replacements and cover for accidental damage. Plus, Tenants' Liability is included as standard, so if you're ... tenant's liability – we pay up to 35% of the contents sum insured for damage to your landlord's fixtures and fittings which you are legally liable for as a ... A quick summary. Contents insurance protects the things that make your home feel like yours. This includes your bed, sofa, computer, clothes and jewellery. If ... Our guide to contents insurance reveals the best policies, why it's essential to compare prices and must-know facts about insuring your personal property.