What if the accidental damage was caused by a child or elderly relative living in my home?

What is the Accidental Rental Damage Insurance Plan (ARDI)? What are the advantages of having ARDI? What does the ARDI plan cover? Feb 20, 2025 ... Accidental damage cover is an optional extra you can add to your home insurance policy. You may prefer to cover the cost of any accidents or breakages yourself. Nov 7, 2024 ... It is less common for the insuring clause for material damage cover to impose a requirement for 'accidental' damage. This stands in contrast to ... May 22, 2024 ... Key points · Accidental damage is not included as standard on all home insurance policies. It's usually sold as an extra that you must pay an ... NRMA Insurance provides car insurance, home insurance, travel insurance, business insurance, motorcycle insurance, boat insurance, caravan insurance and home ... What does Care+ with Theft and Loss, Care+, Care+ Essentials, and NY only Insurance cover? A1. Care+ with Theft and Loss covers, Lost, Stolen, Accidental Damage ... Accidental Damage Protection Accidents happen, but that shouldn't be a concern while on vacation. This agreement covers non-negligent or acciden... Your device is covered worldwide against accidental damage. If your device is accidentally damaged, we'll either repair or replace it. Accidental damage refers ... Accidental damage insurance can cover you for things like red wine spills, laptop drops, or children's toys thrown through TV screens. This clause provides coverage for damages that are caused unintentionally, such as when a fire breaks out due to faulty wiring or a cooking accident.